Monica Acuna Munoz

Welcome to my agency! I’m Monica, a proud Arizona native and your local State Farm® Agent serving Phoenix and the surrounding communities. With over 25 years of experience in the financial services industry, I opened my State Farm office to do more than just write policies—I’m here to create lasting relationships and help my neighbors protect what matters most.

Located right in the heart of Ahwatukee, my agency serves the entire Phoenix metro area, including Mesa, Tempe, Chandler, Gilbert, Glendale, Avondale, Laveen, Scottsdale, Casa Grande, Prescott, Tucson, and even Flagstaff. My team and I are licensed throughout Arizona, ready to help with your auto insurance, homeowners' insurance, life insurance, renters' insurance and business insurance —all personalized to your needs and lifestyle.

Happy New Year 2026!

A new year brings new beginnings and the perfect opportunity to focus on what truly matters—your family’s financial security, health, and well-being. As you set goals and plan ahead, it’s important to consider how insurance can provide reliable protection and protect your loved ones no matter what the future holds.

Life insurance isn’t just about preparing for the unexpected—it’s about safeguarding your family’s lifestyle and ensuring their security through all of life’s milestones. Whether you’re starting a family, buying a home, or preparing for retirement, I’m here to help you explore your options and find coverage that fits your unique needs and budget.

Start the Year with an Insurance Check-In

As you embrace new beginnings, take time to review your insurance policies to ensure you have the right protection in place:

• Auto Insurance: Confirm your coverage is up to date for your daily drives and any upcoming trips.

• Homeowners Insurance: Ensure your home and belongings are protected against potential risks.

• Life Insurance: Review your policy to make sure it aligns with your current life situation and goals.

• Renters Insurance: Keep your possessions safe and secure in your home.

• Business Insurance: Conduct an annual review to protect your business from unexpected risks and liabilities.

Whether you live in Phoenix, Ahwatukee, Chandler, Gilbert, Tempe, Mesa, Glendale, Scottsdale, Laveen, or anywhere in Arizona, my team and I are here to help. We’ll work with you to compare options, understand your coverage, and feel confident about your insurance decisions as you start this new chapter.

About Me:

More Than an Agent—A Neighbor You Can Count On

As a wife, mother, and small business owner, I understand the balancing act of protecting your family, growing your goals, and staying prepared for the unexpected. That’s why I’m passionate about providing not just coverage—but also education, support, and genuine service.

My bilingual team and I take pride in helping people from all walks of life—from first-time homeowners to multi-car households, business owners, and families focused on long-term financial security. We offer a wide range of State Farm products including:

• Auto Insurance

• Homeowners and Renters Insurance

• Life Insurance

• Business and Commercial Coverage

• Personal Liability, Health, and Financial Services

We’re here to answer your questions, explain your options clearly, and make sure you feel confident in every decision.

Q: How much life insurance coverage do I really need? A: A general rule is to have enough coverage to replace your income for several years, pay off debts, and help with future expenses like education or retirement. We’ll review your situation together to find a coverage amount that fits your budget and goals.

Q: Can I update my life insurance as my needs change? A: Absolutely. Life insurance should evolve with you—whether you’re getting married, buying a home, starting a family, or nearing retirement. Regular check-ins ensure your coverage continues to protect your loved ones as your circumstances change.

Q: How does Arizona’s climate affect auto insurance? A: Arizona’s extreme heat, monsoon storms, and dust storms can all lead to vehicle damage. Comprehensive coverage helps protect against these types of weather-related claims, while collision and liability coverages safeguard you on Phoenix’s busy freeways and roads.

Q: Can I bundle my home and auto insurance for savings?A: Absolutely! Bundling your auto and homeowners (or renters) insurance often leads to significant discounts, simpler billing, and coordinated coverage—all handled by one local team right here in Phoenix.

Get to Know Us

When I’m not in the office, I’m usually with my husband, our daughter, and our three dogs—Chewbacca "Chewy", Princess Leia, and Papi—exploring everything Arizona has to offer. I love attending our local AZ Dbacks and AZ Cardinals sporting events, camping, hiking, and supporting causes that give back to our local Phoenix community.

Whether you visit us in person or follow us on social media, you’ll see that we’re more than just an insurance agency—we’re your neighbors, and we’re proud to be part of your story.

Let’s Protect What Matters

If you’re looking for Auto Insurance in Phoenix, Homeowners Insurance in Ahwatukee, or want to explore your options for Life Insurance, we’re here and ready to help. Call, stop by, or request your free quote online. We can’t wait to meet you and help you build a plan that fits your life.